Climate Risk Profile: Chilcotts Creek, NSW

Chilcotts Creek, New South Wales
Updated May 2026

Chilcotts Creek faces moderate risks from flooding and heatwaves, with bushfire risk also a concern. Climate change is expected to exacerbate these risks in the future. Residents should prepare for more frequent extreme weather events.

Is Chilcotts Creek Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Chilcotts Creek, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Chilcotts Creek

Flood

Chilcotts Creek faces a moderate risk of flooding due to its location within a broader catchment area. Intense rainfall events can lead to flash flooding and riverine flooding.

Key drivers:

  • ·Increased rainfall intensity
  • ·Changes in land use

Bushfire

The area around Chilcotts Creek has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Key drivers:

  • ·Drier climate
  • ·Increased fuel load

Heat

Chilcotts Creek is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

Chilcotts Creek is not directly exposed to coastal risks.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Chilcotts Creek

Detailed Hazard Analysis

heat Risk

Chilcotts Creek is likely to experience more frequent and intense heatwaves. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

Chilcotts Creek faces a moderate risk of flooding due to its location within a broader catchment area. Intense rainfall events can lead to flash flooding and riverine flooding.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Changes in land use
  • ·Aging infrastructure
Data source

coastal Risk

Chilcotts Creek is not directly exposed to coastal risks.

Data source

bushfire Risk

The area around Chilcotts Creek has a moderate bushfire risk due to surrounding vegetation. Hot, dry conditions and strong winds can increase the likelihood of bushfires.

Primary Drivers

  • ·Drier climate
  • ·Increased fuel load
  • ·More frequent heatwaves
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to increased flood and bushfire risk.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone areas.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Review insurance options and costs.
  • 4.Consider long-term climate risks.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall intensity and reduce flood risk.

Est. cost: Medium

Learn more

Implement Heatwave Early Warning System

Immediate

Develop and implement a heatwave early warning system to alert residents of impending heatwaves and provide guidance on how to stay safe.

Est. cost: Low

Learn more

Bushfire Risk Mitigation

Near-term

Implement bushfire risk mitigation measures, such as clearing vegetation around properties and creating firebreaks.

Est. cost: Medium

Learn more

Community Education Programs

Long-term

Conduct community education programs to raise awareness of climate risks and promote preparedness.

Est. cost: Low

Learn more

About Chilcotts Creek's Climate Risk Profile

Chilcotts Creek, located in New South Wales, is an area that will likely experience increased climate-related challenges in the coming decades. The primary concerns are flooding, heatwaves, and bushfires. Changes in rainfall patterns and rising temperatures are expected to intensify these risks.

Flooding is a significant concern due to the area's location within a broader catchment. Intense rainfall events can overwhelm local drainage systems, leading to flash flooding and riverine flooding. Climate change models predict an increase in the frequency and intensity of heavy rainfall events, further exacerbating this risk.

Heatwaves are also expected to become more frequent and intense, posing a threat to public health, particularly for vulnerable populations. Rising temperatures can lead to heat stress, dehydration, and other health complications. The urban heat island effect may further amplify these risks in built-up areas.

Bushfire risk is another important consideration, with surrounding vegetation creating a potential fuel load. Hot, dry conditions and strong winds can increase the likelihood of bushfires, threatening homes and infrastructure. Climate change is expected to create longer and more intense fire seasons, increasing the overall risk.

While Chilcotts Creek is not directly exposed to coastal risks, the broader impacts of climate change, such as disruptions to supply chains and infrastructure, could still affect the community. It is essential for residents and local authorities to take proactive steps to adapt to these changing conditions and mitigate the risks.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Chilcotts Creek?

The main climate risks are flooding, heatwaves, and bushfires. These risks are expected to increase in the future due to climate change.

How can I prepare for a flood?

You can prepare for a flood by developing a flood plan, knowing your flood risk, and having an emergency kit ready.

What should I do during a heatwave?

During a heatwave, stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activities.

How can I protect my property from bushfires?

You can protect your property from bushfires by clearing vegetation around your home, creating firebreaks, and having a bushfire survival plan.

Where can I find more information about climate change in Chilcotts Creek?

You can find more information on the local council website, the NSW government website, and the CSIRO website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Chilcotts Creek, use our analysis tool.

Check Your flood Risk Now

Check Chilcotts Creek's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Profile for Chilcotts Creek, NSW | ClimateNest