Charlestown Demographics: Population, Age & Income Profile (NSW)
Is Charlestown Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Charlestown, New South Wales, covering flood, bushfire, sea level rise and more.
What A$49 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections
Not ready to check your address? See a free sample report →
Liveability Score
5.8Charlestown has a medium demographic profile typical of New South Wales suburbs
Key Facts
- Median Age
- 38 years (state avg)
- Median Household Income
- $1,468/wk (state avg)
- Families with Children
- 28.7% of households
- Home Ownership
- 64.5% own — 31.5% rent
- Postcode
- 2290
- Region
- Coastal NSW
- Median property value
- $925,000
- Dominant hazard
- extreme heat
Demographics Analysis
Charlestown in New South Wales reflects the broader demographic characteristics of the region. According to the Australian Bureau of Statistics (ABS) 2021 Census, the typical household in New South Wales has a median weekly income of around $1,468, with a median age of 38 years.
The ABS reports that 28.7% of households in New South Wales are couples with children, while 24.7% are couples without children. Lone person households account for 24.5% of households. This family composition data helps home buyers understand the neighbourhood character and amenity demand.
Home ownership rates in New South Wales show that 64.5% of households own their home (with or without a mortgage), while 31.5% rent. These tenure patterns affect property turnover rates, rental demand, and neighbourhood stability — all important factors for home buyers evaluating Charlestown.
Climate risk is an increasingly important factor for property buyers evaluating suburbs like Charlestown. Different demographic groups face different climate exposure profiles — families may prioritise heat safety near schools, while retirees may be more concerned about insurance costs in flood-prone areas. Get an address-level climate risk report for your Charlestown property to understand how climate projections may affect your investment.
Charlestown located in Coastal NSW (postcode 2290), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Charlestown.
Across the six hazard axes ClimateNest models, the dominant climate risk for Charlestown in this type is extreme heat. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). The actual risk of any single home can only be confirmed with an address-level report.
Whether you are buying, selling or renovating in Charlestown, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Charlestown are increasingly made with an address-level climate report in hand.
Adaptation & Mitigation Actions
Improve Flood Management Infrastructure
Near-termUpgrade drainage systems and build flood levees to reduce the risk of flooding.
Est. cost: High
Implement Heatwave Early Warning System
ImmediateDevelop a system to alert residents of impending heatwaves and provide advice on how to stay safe.
Est. cost: Low
Reduce Bushfire Risk
Near-termImplement vegetation management programs and educate residents on how to prepare for bushfires.
Est. cost: Medium
Promote Water Conservation
Long-termEncourage residents to conserve water through education and incentives.
Est. cost: Low
Support Community Resilience Programs
Near-termEstablish programs to help residents prepare for and recover from extreme weather events.
Est. cost: Medium
Council & Emergency Services
Explore Charlestown Risk Reports
View other climate risk assessments for Charlestown:
Frequently Asked Questions
What is the population of Charlestown?
Population data for Charlestown comes from the ABS 2021 Census, the most recent national census. For the most current suburb-level population data, refer to ABS QuickStats or consult the New South Wales state government's population projections. Understanding population trends helps home buyers assess housing demand, infrastructure investment, and neighbourhood character.
What is the median age in Charlestown?
The median age for New South Wales is 38 years according to the 2021 ABS Census, which serves as a reference point for Charlestown. A younger median age often indicates more families and first home buyers, while older demographics suggest established households and potentially lower turnover. Both have implications for property demand and investment strategy.
What is the average household income in Charlestown?
The median weekly household income in New South Wales is $1,468 per week (ABS 2021 Census). Household income affects serviceability for mortgage lending, rental affordability, and the type of housing stock in demand within a suburb. Higher-income areas typically support stronger property values and faster capital growth. Combine demographic research with a climate risk report from ClimateNest for a complete property assessment.
What type of people live in Charlestown?
The demographic profile of Charlestown is broadly shaped by its location within New South Wales. According to the ABS Census, 28.7% of households in the state are couples with children, while 24.7% are couples without children. The overall population of New South Wales has a median age of 38 — use this as context when assessing the demographic character of Charlestown.
Is Charlestown Safe from Climate Risk?
Enter your address below for an instant climate risk assessment for Charlestown, New South Wales, covering flood, bushfire, sea level rise and more.
What A$49 could save you from
*Industry sources: ICA, APRA, RBA
Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections