📮 Catherine Hill Bay postcode: 2281

Catherine Hill Bay Demographics: Population, Age & Income Profile (NSW)

Catherine Hill Bay, New South Wales· Lake Macquarie· 2281
Catherine Hill Bay has a medium demographic profile typical of New South Wales suburbsUpdated 21 May 2026

Is Catherine Hill Bay Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Catherine Hill Bay, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Liveability Score

5.8

Catherine Hill Bay has a medium demographic profile typical of New South Wales suburbs

Key Facts

Median Age
38 years (state avg)
Median Household Income
$1,468/wk (state avg)
Families with Children
28.7% of households
Home Ownership
64.5% own — 31.5% rent
Postcode
2281
Region
Coastal NSW
Median property value
$925,000
Dominant hazard
extreme heat

Demographics Analysis

Catherine Hill Bay in New South Wales reflects the broader demographic characteristics of the region. According to the Australian Bureau of Statistics (ABS) 2021 Census, the typical household in New South Wales has a median weekly income of around $1,468, with a median age of 38 years.

The ABS reports that 28.7% of households in New South Wales are couples with children, while 24.7% are couples without children. Lone person households account for 24.5% of households. This family composition data helps home buyers understand the neighbourhood character and amenity demand.

Home ownership rates in New South Wales show that 64.5% of households own their home (with or without a mortgage), while 31.5% rent. These tenure patterns affect property turnover rates, rental demand, and neighbourhood stability — all important factors for home buyers evaluating Catherine Hill Bay.

Climate risk is an increasingly important factor for property buyers evaluating suburbs like Catherine Hill Bay. Different demographic groups face different climate exposure profiles — families may prioritise heat safety near schools, while retirees may be more concerned about insurance costs in flood-prone areas. Get an address-level climate risk report for your Catherine Hill Bay property to understand how climate projections may affect your investment.

Catherine Hill Bay located in Coastal NSW (postcode 2281), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $925,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Catherine Hill Bay.

Across the six hazard axes ClimateNest models, the dominant climate risk for Catherine Hill Bay in this type is extreme heat. Insurance signals for the suburb point to premiums rising moderately (+30% by 2030). The actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Catherine Hill Bay, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Catherine Hill Bay are increasingly made with an address-level climate report in hand.

Adaptation & Mitigation Actions

Improve drainage infrastructure

Near-term

Upgrade drainage systems to handle increased rainfall and reduce flood risk.

Est. cost: Medium

Implement coastal protection measures

Long-term

Construct seawalls and other coastal defenses to protect against erosion and sea level rise.

Est. cost: High

Develop bushfire management plan

Immediate

Create and implement a comprehensive bushfire management plan for the community.

Est. cost: Low

Establish a heatwave response plan

Near-term

Develop a plan to protect vulnerable populations during heatwaves.

Est. cost: Low

Community awareness programs

Immediate

Educate residents about climate risks and adaptation measures.

Est. cost: Low

Council & Emergency Services

Lake Macquarie City Council
Emergency Services

Data last updated: 21 May 2026

Explore Catherine Hill Bay Risk Reports

Frequently Asked Questions

What is the population of Catherine Hill Bay?

Population data for Catherine Hill Bay comes from the ABS 2021 Census, the most recent national census. For the most current suburb-level population data, refer to ABS QuickStats or consult the New South Wales state government's population projections. Understanding population trends helps home buyers assess housing demand, infrastructure investment, and neighbourhood character.

What is the median age in Catherine Hill Bay?

The median age for New South Wales is 38 years according to the 2021 ABS Census, which serves as a reference point for Catherine Hill Bay. A younger median age often indicates more families and first home buyers, while older demographics suggest established households and potentially lower turnover. Both have implications for property demand and investment strategy.

What is the average household income in Catherine Hill Bay?

The median weekly household income in New South Wales is $1,468 per week (ABS 2021 Census). Household income affects serviceability for mortgage lending, rental affordability, and the type of housing stock in demand within a suburb. Higher-income areas typically support stronger property values and faster capital growth. Combine demographic research with a climate risk report from ClimateNest for a complete property assessment.

What type of people live in Catherine Hill Bay?

The demographic profile of Catherine Hill Bay is broadly shaped by its location within New South Wales. According to the ABS Census, 28.7% of households in the state are couples with children, while 24.7% are couples without children. The overall population of New South Wales has a median age of 38 — use this as context when assessing the demographic character of Catherine Hill Bay.

Is Catherine Hill Bay Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Catherine Hill Bay, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections