Climate Risk in Cataract, NSW

Cataract, New South Wales· Wollondilly
Updated May 2026

Cataract is a suburb in New South Wales that faces moderate risks from flooding and bushfires. Climate change is expected to increase the frequency and intensity of these events, requiring residents to take proactive adaptation measures. The suburb also experiences moderate heat risk.

Is Cataract Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cataract, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Cataract

Flood

Cataract faces a moderate risk of flooding due to its proximity to the Cataract River and surrounding waterways. Intense rainfall events can lead to riverine flooding, impacting low-lying areas and properties near the riverbanks.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development increasing runoff

Bushfire

Cataract has a moderate bushfire risk due to the presence of surrounding bushland. Dry conditions and strong winds can increase the likelihood of bushfires spreading into residential areas.

Key drivers:

  • ·Drier conditions
  • ·Increased fuel load

Heat

Cataract experiences moderate heat risk, with increasing average temperatures and more frequent heatwave events projected in the future. This can impact vulnerable populations and increase energy demand for cooling.

Key drivers:

  • ·Rising average temperatures
  • ·More frequent heatwaves

Coastal

Cataract has a very low coastal risk due to its inland location. Sea level rise and coastal erosion are not significant concerns for this suburb.

Key drivers:

  • ·Distance from the coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Cataract

Detailed Hazard Analysis

heat Risk

Cataract experiences moderate heat risk, with increasing average temperatures and more frequent heatwave events projected in the future. This can impact vulnerable populations and increase energy demand for cooling.

Primary Drivers

  • ·Rising average temperatures
  • ·More frequent heatwaves
  • ·Urban heat island effect
Data source

flood Risk

Cataract faces a moderate risk of flooding due to its proximity to the Cataract River and surrounding waterways. Intense rainfall events can lead to riverine flooding, impacting low-lying areas and properties near the riverbanks.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development increasing runoff
  • ·Climate change impacts on weather patterns
Data source

coastal Risk

Cataract has a very low coastal risk due to its inland location. Sea level rise and coastal erosion are not significant concerns for this suburb.

Primary Drivers

  • ·Distance from the coast
Data source

bushfire Risk

Cataract has a moderate bushfire risk due to the presence of surrounding bushland. Dry conditions and strong winds can increase the likelihood of bushfires spreading into residential areas.

Primary Drivers

  • ·Drier conditions
  • ·Increased fuel load
  • ·More frequent heatwaves
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to the elevated flood and bushfire risks.

Price Impact

Properties in high-risk areas may experience a decrease in value due to climate change impacts.

Buyer Checklist

  • 1.Check flood maps and bushfire prone area designations.
  • 2.Assess property's vulnerability to flooding and bushfires.
  • 3.Obtain adequate insurance coverage.
  • 4.Develop a bushfire survival plan.
  • 5.Consider installing flood mitigation measures.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Construct levees and improve drainage systems to protect properties from flooding.

Est. cost: High

Learn more

Bushfire Preparedness

Immediate

Implement bushfire management plans, conduct hazard reduction burns, and educate residents on bushfire safety.

Est. cost: Medium

Learn more

Heatwave Action Plan

Near-term

Develop a heatwave action plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Community Education Programs

Long-term

Conduct community education programs to raise awareness about climate change risks and adaptation measures.

Est. cost: Low

Learn more

About Cataract's Climate Risk Profile

Cataract, NSW, is located near the Cataract River and is surrounded by bushland, making it susceptible to both flooding and bushfire risks. Climate change projections indicate an increase in extreme weather events, which could exacerbate these risks in the coming years.

Flooding is a significant concern for properties located near the river. Intense rainfall can cause the river to overflow, inundating low-lying areas and potentially damaging homes and infrastructure. The risk is projected to increase with climate change due to more frequent and intense rainfall events.

Bushfire risk is also a factor due to the surrounding bushland. Hot, dry conditions and strong winds can create ideal conditions for bushfires to spread rapidly. Residents need to be prepared and take necessary precautions to protect their properties.

Heatwaves are becoming more frequent and intense, posing a risk to vulnerable populations. It is important to stay hydrated, seek cooler environments, and check on elderly neighbors during heatwave events.

While coastal risks are minimal due to its inland location, the community should focus on mitigating flood, bushfire, and heat risks to ensure long-term resilience.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Cataract?

The main climate change risks in Cataract are flooding, bushfires, and heatwaves. These risks are projected to increase in the future due to more extreme weather events.

How can I prepare my property for flooding?

You can prepare your property for flooding by installing flood barriers, elevating electrical systems, and ensuring proper drainage.

What should I do during a bushfire?

During a bushfire, follow your bushfire survival plan, stay informed about the fire's progress, and be prepared to evacuate if necessary.

How can I stay safe during a heatwave?

During a heatwave, stay hydrated, seek cooler environments, and check on elderly neighbors.

Where can I find more information about climate change risks in Cataract?

You can find more information about climate change risks in Cataract on the Wollondilly Shire Council website and the NSW State Emergency Service website.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Cataract, use our analysis tool.

Check Your flood Risk Now

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Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections