Climate Risk Profile: Cartwrights Hill, NSW

Cartwrights Hill, New South Wales· City of Wagga Wagga· 2650
Updated May 2026

Cartwrights Hill faces moderate risks from flooding and heatwaves, with bushfire risk also present. Climate change is expected to exacerbate these risks, particularly flooding and heat. Residents should prepare for more frequent and intense extreme weather events.

Is Cartwrights Hill Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cartwrights Hill, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Cartwrights Hill

Flood

Cartwrights Hill faces a moderate risk of flooding, primarily from the Murrumbidgee River. Localised flash flooding can also occur due to heavy rainfall.

Key drivers:

  • ·Increased rainfall intensity
  • ·Urban development

Bushfire

The area has a moderate bushfire risk due to surrounding grasslands and bushland. Hot, dry summers increase the likelihood of bushfires.

Key drivers:

  • ·Dry vegetation
  • ·High temperatures

Heat

Cartwrights Hill experiences hot summers, with increasing average temperatures and more frequent heatwaves projected. This poses a risk to vulnerable populations.

Key drivers:

  • ·Climate change
  • ·Urban heat island effect

Coastal

Cartwrights Hill is not located near the coast, so the risk of coastal hazards is very low.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Cartwrights Hill

Detailed Hazard Analysis

heat Risk

Cartwrights Hill experiences hot summers, with increasing average temperatures and more frequent heatwaves projected. This poses a risk to vulnerable populations.

Primary Drivers

  • ·Climate change
  • ·Urban heat island effect
Data source

flood Risk

Cartwrights Hill faces a moderate risk of flooding, primarily from the Murrumbidgee River. Localised flash flooding can also occur due to heavy rainfall.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Urban development
  • ·Climate change
Data source

coastal Risk

Cartwrights Hill is not located near the coast, so the risk of coastal hazards is very low.

Data source

bushfire Risk

The area has a moderate bushfire risk due to surrounding grasslands and bushland. Hot, dry summers increase the likelihood of bushfires.

Primary Drivers

  • ·Dry vegetation
  • ·High temperatures
  • ·Wind
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase due to flood and bushfire risks.

Price Impact

Properties in flood-prone areas may experience price reductions.

Buyer Checklist

  • 1.Check flood maps and historical flood data.
  • 2.Assess bushfire risk and property protection measures.
  • 3.Consider the impact of heatwaves on property comfort and energy costs.
  • 4.Review insurance options and potential premium increases.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in flood levees and drainage infrastructure to protect properties from riverine and flash flooding.

Est. cost: High

Learn more

Enhance Bushfire Preparedness

Near-term

Implement stricter building codes for bushfire-prone areas and provide community education on bushfire safety.

Est. cost: Medium

Learn more

Develop Heat Action Plan

Immediate

Establish cooling centers and provide public health advice to protect vulnerable residents during heatwaves.

Est. cost: Low

Learn more

Promote Water Conservation

Long-term

Implement water restrictions and encourage water-efficient landscaping to reduce water demand during droughts.

Est. cost: Low

Learn more

Upgrade Infrastructure

Long-term

Ensure that infrastructure is resilient to extreme weather events, including upgrading power grids and transportation networks.

Est. cost: High

Learn more

About Cartwrights Hill's Climate Risk Profile

Cartwrights Hill, located near Wagga Wagga, is susceptible to several climate-related hazards. The primary concern is flooding from the Murrumbidgee River, which has historically impacted the region. Increased rainfall intensity due to climate change is projected to worsen flood risks in the coming decades. Additionally, localised flash flooding can occur due to heavy rainfall events.

The area also faces a moderate bushfire risk, especially during the hot, dry summer months. Surrounding grasslands and bushland contribute to the potential for bushfires to spread. Residents should maintain their properties to reduce fuel loads and be prepared to evacuate if necessary.

Heatwaves are another significant concern, with average temperatures expected to rise due to climate change. This poses a particular risk to elderly residents and those with pre-existing health conditions. The urban heat island effect can further exacerbate temperatures in built-up areas.

While coastal hazards are not a direct threat, the broader impacts of climate change, such as disruptions to supply chains and increased migration, could indirectly affect Cartwrights Hill. It is crucial for residents and local authorities to take proactive measures to adapt to these changing conditions and mitigate the risks.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks in Cartwrights Hill?

The main climate risks are flooding from the Murrumbidgee River, bushfires, and heatwaves. Climate change is expected to increase the frequency and intensity of these events.

How can I prepare my property for flooding?

Check flood maps, raise electrical appliances, and consider installing flood barriers. Ensure you have adequate insurance coverage.

What should I do during a heatwave?

Stay indoors in air-conditioned environments, drink plenty of water, and avoid strenuous activities. Check on elderly neighbors and vulnerable individuals.

How can I protect my home from bushfires?

Clear vegetation around your home, maintain gutters, and have a bushfire survival plan. Consider installing fire shutters and a sprinkler system.

Where can I find information on emergency services in Wagga Wagga?

Visit the NSW Emergency Services website for information on emergency contacts, evacuation plans, and disaster preparedness.

Is Cartwrights Hill a good place to invest in property considering climate change?

While Cartwrights Hill has many positive attributes, potential investors should carefully consider the climate risks, particularly flooding and heatwaves. Review flood maps, insurance options, and adaptation measures before making a decision.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Cartwrights Hill, use our analysis tool.

Check Your flood Risk Now

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections