📮 Cambridge Gardens postcode: 2747

Flood Risk in Cambridge Gardens, NSW: 2026 Assessment

Cambridge Gardens, New South Wales· Penrith· 2747
Cambridge Gardens faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Intense rainfall events can lead to localized flooding.Updated 4 Apr 2026

Is Cambridge Gardens Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cambridge Gardens, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Flood Risk Score

Not assessed

Cambridge Gardens faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Intense rainfall events can lead to localized flooding.

Key Facts

Flood Risk
Cambridge Gardens faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Intense rainfall events can lead to localized flooding.
Trend
increasing
Suburb
Cambridge Gardens, NSW
Overall Risk
Medium
Postcode
2747
Region
Greater Sydney
Median property value
$1.6 million
Dominant hazard
extreme heat

Flood Risk Analysis

Cambridge Gardens, located in New South Wales, has a location-specific flood risk profile based on available data including proximity to waterways, elevation, and historical flood events. The Bureau of Meteorology (BOM) maintains river height and flood warning data for catchments across New South Wales.

Localized flooding can occur during heavy rainfall events, particularly in low-lying areas.

Cambridge Gardens faces a moderate risk of flooding due to its proximity to waterways and relatively flat terrain. Intense rainfall events can lead to localized flooding.

For a comprehensive property-specific flood assessment including address-level elevation data, flood overlay mapping, and insurance cost estimates, use the ClimateNest full analysis tool. General suburb data cannot replace a site-specific evaluation.

Cambridge Gardens located in Greater Sydney (postcode 2747), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $1.6 million, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Cambridge Gardens.

Across the six hazard axes ClimateNest models, the dominant climate risk for Cambridge Gardens in this type is extreme heat. Insurance signals for the suburb point to premiums rising moderately (+20% by 2030). The actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Cambridge Gardens, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Cambridge Gardens are increasingly made with an address-level climate report in hand.

Local Hazard Evidence

Nearest WaterwayNepean River
Elevation Range40-60m
Flood Zone ClassificationLow to Moderate

Historical Events

2020
Moderate

Heavy rainfall caused flash flooding in parts of Cambridge Gardens, affecting local businesses and residences.

2011
Moderate

Significant flooding occurred in the Penrith region, impacting Cambridge Gardens with road closures and property damage.

Adaptation & Mitigation Actions

Improve Drainage Infrastructure

Near-term

Upgrade local drainage systems to handle increased rainfall intensity and reduce the risk of flash flooding.

Est. cost: Medium

Implement Heatwave Early Warning System

Immediate

Develop a system to alert residents of impending heatwaves and provide guidance on staying safe.

Est. cost: Low

Community Bushfire Preparedness Programs

Near-term

Conduct workshops and training sessions to educate residents on bushfire safety and preparedness.

Est. cost: Low

Promote Water Conservation

Long-term

Encourage residents to conserve water through rebates and educational campaigns to reduce strain on water resources during droughts.

Est. cost: Low

Council & Emergency Services

Penrith City Council
Emergency Services

Data last updated: 4 April 2026

Explore Cambridge Gardens Risk Reports

Frequently Asked Questions

Is Cambridge Gardens at risk of flooding?

Based on available data, Cambridge Gardens has a location-specific flood risk profile. Flood risk varies by address — check your specific property for precise flood zone mapping and elevation data with ClimateNest.

What flood insurance costs can I expect in Cambridge Gardens?

Insurance costs for flood cover in Cambridge Gardens depend on the property's flood zone classification, elevation, and proximity to waterways. ClimateNest provides address-level insurance cost estimates based on your property's specific hazard exposure.

Does flood risk affect property values in Cambridge Gardens?

Yes, flood risk can affect property values in Cambridge Gardens. Properties in mapped flood zones may experience lower buyer demand, reduced valuations, and higher insurance costs. Lenders increasingly assess flood exposure as part of mortgage risk evaluation.

How does elevation affect flood risk in Cambridge Gardens?

Elevation is a critical factor in flood risk. Properties at higher elevations within Cambridge Gardens typically have lower flood exposure than those near waterways or in low-lying areas. Address-level elevation data combined with BOM flood mapping provides the most accurate picture.

Is Cambridge Gardens Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Cambridge Gardens, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections