Climate Risk in Caffreys Flat, New South Wales

Caffreys Flat, New South Wales
Updated May 2026

Caffreys Flat faces significant risks from bushfires and flooding, with increasing heatwave frequency also a concern. Climate change is expected to exacerbate these risks, potentially impacting property values and community well-being.

Is Caffreys Flat Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Caffreys Flat, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Caffreys Flat

Flood

Caffreys Flat faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine flooding, impacting properties and infrastructure.

Key drivers:

  • ·Increased rainfall intensity
  • ·Changes in land use

Bushfire

Caffreys Flat is at high risk of bushfires due to the surrounding bushland. Hot, dry conditions and strong winds can exacerbate the risk, leading to rapid fire spread and potential property damage.

Key drivers:

  • ·Increased frequency of heatwaves
  • ·Drier vegetation

Heat

Caffreys Flat is expected to experience more frequent and intense heatwaves. This can lead to heat stress, particularly for vulnerable populations, and increased energy demand for cooling.

Key drivers:

  • ·Rising global temperatures
  • ·Urban heat island effect

Coastal

Caffreys Flat is not directly exposed to coastal hazards. Sea level rise and coastal erosion are not significant concerns for this suburb.

Key drivers:

  • ·Distance from the coast

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Caffreys Flat

Detailed Hazard Analysis

heat Risk

Caffreys Flat is expected to experience more frequent and intense heatwaves. This can lead to heat stress, particularly for vulnerable populations, and increased energy demand for cooling.

Primary Drivers

  • ·Rising global temperatures
  • ·Urban heat island effect
Data source

flood Risk

Caffreys Flat faces a moderate risk of flooding due to its proximity to waterways and low-lying areas. Intense rainfall events can lead to riverine flooding, impacting properties and infrastructure.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Changes in land use
  • ·Aging infrastructure
Data source

coastal Risk

Caffreys Flat is not directly exposed to coastal hazards. Sea level rise and coastal erosion are not significant concerns for this suburb.

Primary Drivers

  • ·Distance from the coast
Data source

bushfire Risk

Caffreys Flat is at high risk of bushfires due to the surrounding bushland. Hot, dry conditions and strong winds can exacerbate the risk, leading to rapid fire spread and potential property damage.

Primary Drivers

  • ·Increased frequency of heatwaves
  • ·Drier vegetation
  • ·Stronger winds
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums are likely to increase due to the elevated bushfire and flood risks.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone areas.
  • 2.Assess property's vulnerability to heatwaves.
  • 3.Review insurance options and costs.
  • 4.Consider long-term climate risks when making property decisions.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Improve Flood Defenses

Near-term

Invest in flood mitigation infrastructure, such as levees and drainage systems, to protect properties from flooding.

Est. cost: High

Learn more

Enhance Bushfire Preparedness

Immediate

Implement bushfire management strategies, including vegetation clearing and community education programs.

Est. cost: Medium

Learn more

Develop Heatwave Response Plan

Near-term

Create a heatwave response plan to protect vulnerable populations during extreme heat events.

Est. cost: Low

Learn more

Upgrade Infrastructure

Long-term

Upgrade critical infrastructure to withstand the impacts of climate change, such as extreme weather events.

Est. cost: High

Learn more

About Caffreys Flat's Climate Risk Profile

Caffreys Flat, located in New South Wales, is particularly vulnerable to bushfires due to its proximity to extensive bushland. The region experiences hot, dry summers, which create ideal conditions for fire ignition and spread. Climate change projections indicate an increase in the frequency and intensity of heatwaves, further exacerbating the bushfire risk.

Flooding is another significant concern for Caffreys Flat, with the potential for heavy rainfall events to cause riverine flooding. Low-lying areas are particularly susceptible, and infrastructure may be at risk. Changes in land use and aging infrastructure can also contribute to increased flood risk.

The suburb is also expected to experience more frequent and intense heatwaves, which can pose health risks, particularly for vulnerable populations such as the elderly and those with pre-existing medical conditions. Increased energy demand for cooling during heatwaves can also strain the electricity grid.

While Caffreys Flat is not directly exposed to coastal hazards, the broader impacts of climate change, such as extreme weather events, can still affect the community. It is essential for residents and local authorities to take proactive measures to adapt to these changing conditions and mitigate the risks.

Addressing these climate risks requires a multi-faceted approach, including improved bushfire management practices, flood mitigation measures, and strategies to reduce the impacts of heatwaves. Community awareness and preparedness are also crucial for building resilience to climate change.

Investing in climate adaptation measures can help protect property values, ensure community safety, and enhance the long-term sustainability of Caffreys Flat.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate risks facing Caffreys Flat?

Caffreys Flat faces significant risks from bushfires, flooding, and heatwaves. Climate change is expected to exacerbate these risks, potentially impacting property values and community well-being.

How will climate change affect property values in Caffreys Flat?

Properties in high-risk areas may experience a decrease in value due to increased bushfire and flood risks. Insurance premiums are also likely to increase.

What can residents do to prepare for climate change?

Residents can take several steps to prepare for climate change, including checking flood maps and bushfire prone areas, assessing property vulnerability to heatwaves, reviewing insurance options, and considering long-term climate risks when making property decisions.

What is the local council doing to address climate change?

MidCoast Council is developing and implementing climate strategies to mitigate and adapt to the impacts of climate change. This includes investing in flood mitigation infrastructure, enhancing bushfire preparedness, and developing a heatwave response plan.

Where can I find more information about climate change risks in Caffreys Flat?

You can find more information about climate change risks in Caffreys Flat from the Bureau of Meteorology (BOM), CSIRO, NSW Rural Fire Service (RFS), and MidCoast Council.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Caffreys Flat, use our analysis tool.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk Assessment for Caffreys Flat, NSW | ClimateNest