Apple Tree Flat Demographics: Population, Age & Income Profile (NSW)

Apple Tree Flat, New South Wales· UNKNOWN
Apple Tree Flat has a medium demographic profile typical of New South Wales suburbsUpdated 22 May 2026

Is Apple Tree Flat Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Apple Tree Flat, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Liveability Score

5.2

Apple Tree Flat has a medium demographic profile typical of New South Wales suburbs

Key Facts

Median Age
38 years (state avg)
Median Household Income
$1,468/wk (state avg)
Families with Children
28.7% of households
Home Ownership
64.5% own — 31.5% rent
Postcode
2850
Region
Regional NSW
Median property value
$550,000
Dominant hazard
extreme heat

Demographics Analysis

Apple Tree Flat in New South Wales reflects the broader demographic characteristics of the region. According to the Australian Bureau of Statistics (ABS) 2021 Census, the typical household in New South Wales has a median weekly income of around $1,468, with a median age of 38 years.

The ABS reports that 28.7% of households in New South Wales are couples with children, while 24.7% are couples without children. Lone person households account for 24.5% of households. This family composition data helps home buyers understand the neighbourhood character and amenity demand.

Home ownership rates in New South Wales show that 64.5% of households own their home (with or without a mortgage), while 31.5% rent. These tenure patterns affect property turnover rates, rental demand, and neighbourhood stability — all important factors for home buyers evaluating Apple Tree Flat.

Climate risk is an increasingly important factor for property buyers evaluating suburbs like Apple Tree Flat. Different demographic groups face different climate exposure profiles — families may prioritise heat safety near schools, while retirees may be more concerned about insurance costs in flood-prone areas. Get an address-level climate risk report for your Apple Tree Flat property to understand how climate projections may affect your investment.

Apple Tree Flat located in Regional NSW (postcode 2850), is a New South Wales suburb tracked by ClimateNest. The suburb's median property value is $550,000, and understanding climate exposure is becoming a standard part of due diligence for buyers, lenders and insurers pricing property in Apple Tree Flat.

Across the six hazard axes ClimateNest models, the dominant climate risk for Apple Tree Flat in this type is extreme heat. Insurance signals for the suburb point to premiums rising moderately (+25% by 2030). The actual risk of any single home can only be confirmed with an address-level report.

Whether you are buying, selling or renovating in Apple Tree Flat, extreme heat is the hazard to weigh first. Local council planning controls, state hazard mapping and lender climate policies each reference this kind of suburb-level signal, and property decisions in Apple Tree Flat are increasingly made with an address-level climate report in hand.

Adaptation & Mitigation Actions

Improve Bushfire Preparedness

Immediate

Implement property maintenance, create firebreaks, and develop evacuation plans.

Est. cost: Low

Enhance Flood Mitigation

Near-term

Improve drainage infrastructure, elevate homes, and implement flood-resistant building designs.

Est. cost: Medium

Promote Heat Safety Awareness

Immediate

Establish cooling centers, provide heat safety education, and support vulnerable populations.

Est. cost: Low

Strengthen Community Resilience

Long-term

Develop community-based disaster preparedness plans and foster social connections.

Est. cost: Low

Council & Emergency Services

UNKNOWN
Emergency Services

Data last updated: 22 May 2026

Explore Apple Tree Flat Risk Reports

Frequently Asked Questions

What is the population of Apple Tree Flat?

Population data for Apple Tree Flat comes from the ABS 2021 Census, the most recent national census. For the most current suburb-level population data, refer to ABS QuickStats or consult the New South Wales state government's population projections. Understanding population trends helps home buyers assess housing demand, infrastructure investment, and neighbourhood character.

What is the median age in Apple Tree Flat?

The median age for New South Wales is 38 years according to the 2021 ABS Census, which serves as a reference point for Apple Tree Flat. A younger median age often indicates more families and first home buyers, while older demographics suggest established households and potentially lower turnover. Both have implications for property demand and investment strategy.

What is the average household income in Apple Tree Flat?

The median weekly household income in New South Wales is $1,468 per week (ABS 2021 Census). Household income affects serviceability for mortgage lending, rental affordability, and the type of housing stock in demand within a suburb. Higher-income areas typically support stronger property values and faster capital growth. Combine demographic research with a climate risk report from ClimateNest for a complete property assessment.

What type of people live in Apple Tree Flat?

The demographic profile of Apple Tree Flat is broadly shaped by its location within New South Wales. According to the ABS Census, 28.7% of households in the state are couples with children, while 24.7% are couples without children. The overall population of New South Wales has a median age of 38 — use this as context when assessing the demographic character of Apple Tree Flat.

Is Apple Tree Flat Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Apple Tree Flat, New South Wales, covering flood, bushfire, sea level rise and more.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections