Climate Risk in Albury, NSW

Albury, New South Wales· Albury City· 2640
Updated Mar 2026

Albury faces moderate risks from flooding, bushfires, and heatwaves, which are expected to increase with climate change. Residents should prepare for more frequent and intense extreme weather events.

Is Albury Safe from Climate Risk?

Enter your address below for an instant climate risk assessment for Albury, New South Wales, covering flood, bushfire, sea level rise and more.

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What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

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Overall Risk Score

Address-level

Hazard Breakdown

Flood, bushfire, heat, coastal and storm exposure are all assessed in this area. The score that matters is the property's own: a ClimateNest report scores the address across eight hazards, with insurance and value projections to 2050.

Climate Hazard Breakdown for Albury

Flood

Albury faces a moderate risk of flooding due to its proximity to the Murray River and other waterways. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Key drivers:

  • ·Increased rainfall intensity
  • ·Riverine flooding

Bushfire

Bushfire risk in Albury is moderate, with areas of bushland surrounding the city. Hot, dry conditions during summer increase the likelihood of bushfires. Climate change is projected to lengthen the fire season and increase fire intensity.

Key drivers:

  • ·Increased temperatures
  • ·Drier conditions

Heat

Albury experiences hot summers, and heatwaves are becoming more frequent and intense due to climate change. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Key drivers:

  • ·Increased temperatures
  • ·Urban heat island effect

Coastal

Albury is located inland and does not face a direct risk from coastal hazards such as sea level rise or coastal erosion. The risk is negligible.

Wind

Data being compiled

Storm

Data being compiled

Social

Data being compiled

Energy

Data being compiled

In-Depth Climate Risk Guides for Albury

Detailed Hazard Analysis

heat Risk

Albury experiences hot summers, and heatwaves are becoming more frequent and intense due to climate change. This poses a risk to vulnerable populations, such as the elderly and those with chronic health conditions.

Primary Drivers

  • ·Increased temperatures
  • ·Urban heat island effect
  • ·Reduced rainfall
Data source

flood Risk

Albury faces a moderate risk of flooding due to its proximity to the Murray River and other waterways. Climate change is expected to increase the frequency and intensity of heavy rainfall events, exacerbating flood risk.

Primary Drivers

  • ·Increased rainfall intensity
  • ·Riverine flooding
  • ·Urban development
Data source

coastal Risk

Albury is located inland and does not face a direct risk from coastal hazards such as sea level rise or coastal erosion. The risk is negligible.

Data source

bushfire Risk

Bushfire risk in Albury is moderate, with areas of bushland surrounding the city. Hot, dry conditions during summer increase the likelihood of bushfires. Climate change is projected to lengthen the fire season and increase fire intensity.

Primary Drivers

  • ·Increased temperatures
  • ·Drier conditions
  • ·Fuel load
Data source

What This Means for Property Owners

Insurance Outlook

Insurance premiums may increase in areas with higher flood or bushfire risk.

Price Impact

Properties in high-risk areas may experience a decrease in value.

Buyer Checklist

  • 1.Check flood maps and bushfire prone land maps.
  • 2.Assess the property's vulnerability to heatwaves.
  • 3.Consider the potential for increased insurance premiums.
  • 4.Review the council's climate change adaptation plan.

How the region's climate is projected to change

Regional projections, not a forecast for this street. Figures are from the WA Department of Water and Environmental Regulation's climate projections for the South Western Flatlands region, which draws on CSIRO and Bureau of Meteorology modelling.

Temperature

+0.5 to 1.1°C by 2030

Above the 1986–2005 climate, on all emissions scenarios. By 2090, 1.2 to 2.0°C under intermediate emissions or 2.6 to 4.0°C under high emissions.

Rainfall

Winter rain down up to 15% by 2030

The South West has been drying since 1970, and the decline has been larger than anywhere else in Australia. Heavy rainfall events are projected to become more intense even as totals fall.

Fire weather

Harsher, magnitude uncertain

High confidence that fire weather becomes harsher, low confidence in the size of the change, because it depends heavily on summer rainfall.

Sea level

+0.12 m by 2030

At the Fremantle gauge, range 0.07 to 0.16 m. Very high confidence that sea levels continue to rise through the century.

Source: Department of Water and Environmental Regulation (WA), Western Australian climate projections: summary, September 2021, South Western Flatlands chapter. Read the projections →

Adaptation Recommendations

Upgrade flood defenses

Near-term

Invest in infrastructure to protect against increased flood risk, such as levees and improved drainage systems.

Est. cost: High

Learn more

Implement bushfire management strategies

Near-term

Reduce fuel loads in bushfire-prone areas and improve community preparedness for bushfires.

Est. cost: Medium

Learn more

Develop a heatwave management plan

Immediate

Implement measures to protect vulnerable populations during heatwaves, such as cooling centers and public awareness campaigns.

Est. cost: Low

Learn more

Promote water conservation

Long-term

Encourage residents and businesses to conserve water to reduce the strain on water resources during droughts.

Est. cost: Low

Learn more

About Albury's Climate Risk Profile

Albury, located in southern New South Wales, is exposed to a range of climate-related risks. The city's proximity to the Murray River makes it vulnerable to flooding, particularly during periods of heavy rainfall. Climate change is projected to increase the intensity and frequency of these rainfall events, leading to a higher risk of riverine flooding.

Bushfire risk is also a concern in Albury, with areas of bushland surrounding the city. Hot, dry conditions during summer create a favorable environment for bushfires to ignite and spread. Climate change is expected to lengthen the fire season and increase the intensity of bushfires, posing a threat to homes and infrastructure.

Heatwaves are another significant hazard in Albury, with temperatures often exceeding 40 degrees Celsius during summer. Climate change is driving an increase in the frequency and intensity of heatwaves, which can have serious health impacts, particularly for vulnerable populations.

While Albury is not directly exposed to coastal hazards, the impacts of climate change on other regions can indirectly affect the city through supply chain disruptions and population displacement. It is important for Albury to adapt to these risks and build resilience to climate change.

Suburb pages describe the local picture. The address-level assessment, with its data sources and its dollar projections, is in the ClimateNest report.

Local Government Resources

Frequently Asked Questions

What are the main climate change risks in Albury?

Albury faces risks from increased heatwaves, flooding, and bushfires due to climate change.

How is the Albury City Council addressing climate change?

The council is developing and implementing climate change adaptation and mitigation strategies.

What can I do to prepare for heatwaves in Albury?

Stay hydrated, seek air-conditioned environments, and check on vulnerable neighbors during heatwaves.

Where can I find information about flood risks in Albury?

Check the Albury City Council website for flood maps and information.

How can I prepare my property for bushfires in Albury?

Clear vegetation around your home, have a bushfire survival plan, and stay informed about fire danger ratings.

Get your property's risk report

This suburb assessment covers the area. For a precise address-level climate risk report for any specific property in Albury, use our analysis tool.

Check Your flood Risk Now

Check Albury's specific flood risk and see how it compares to nearby suburbs. Enter your address for an instant risk assessment.

Free instant previewCSIRO-powered data

What A$49 could save you from

$7.2B
2022 insured disaster losses*
$300B+
climate risk to property by 2050*
30-120%
insurance premium increases in high-risk areas*

*Industry sources: ICA, APRA, RBA

Full report from A$49 · Australian addresses only · 8 hazard scores · Insurance trajectory · 2030 & 2050 projections

Climate Risk in Albury, NSW | ClimateNest